There have been many versions of who could be the author of this manifesto. Some evidence is convincing in favor of his Russian-speaking origin. The first block was generated in , and today there are more than thousand types of crypto-instruments based on various modifications of the blockchain in the world. Blockchain Applications: Cryptocurrency The introduction of blockchain increases the speed of exchange, reduces time costs, improves the quality, reliability and availability of services. At the same time, transparency and reliability are increased, and risks are reduced. The main scope of blockchain is the crypto industry. But besides this, blockchain projects are used in the banking sector, financial services, payment services, the public sector (public services, real estate registries, notaries, electronic voting, etc.
Transport and logistics healthcare, intellectual property management consumer email list energy, etc. In the crypto industry, blockchain has become the technological basis for issuing cryptocurrencies, which are a modernized version of Hayek's "private money". At the same time, the largest of them, such as bitcoin and ether, have a global circulation. Based on this technology, tokenization takes place. The issuance of tokens is a special form of securitization of assets based on the massive and global demand of investors. in comparison with the procedures of traditional financial markets. Blockchain makes all processes in the banking industry safer, more reliable and more transparent.
Money transfers settlements in securities transactions, letters of credit, KYC compliance, the routine work of bank back offices - all these operations are now taking place with the introduction of this technology. Blockchain can cut bank costs by up to . This was announced back in by Morgan Stanley analysts. In their opinion, the blockchain could optimize the infrastructure, radically reduce costs and provide the necessary increase in RoE (return on equity) of banks. For many banks, despite their inherent conservatism, it would be dangerous to underestimate the potential of this technology.
The cost reduction is much more significant
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